Draft requires the following non-prepaid recharge behavior: anonymous anonymous pre-paid cards to recharge prepaid cards; prepaid cards issued by different issuers between recharge; prepaid card prepaid cards outside the network pay a deposit; prepaid card to bank account recharge, transfer; single-purpose prepaid cards and prepaid cards among recharge; phone cards, mobile recharge cards, bus cards, game cards to prepaid recharge.
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According to iResearch, “2011 China prepaid card industry research report,” Data shows that the end of 2010 China issued third-party payment companies, multi-purpose prepaid card market reached 96.5 billion, the end of 2013 is expected to exceed 300 billion yuan.
Prepaid cards in circulation at present market, there are two: one is by a third party agreement with a number of businesses cross-issued prepaid cards, credit card businesses in the consumption of many alliances; the other is by the company through the purchase, by way of commission fabrication technique and offering cards, the card can only be used in the enterprise consumer, beauty salon business cards and other consumer issue you are in this category.
Research Center of China’s payment system Zhang wide sea that is similar to capital and information, Foca, so the Bank through the use of prepaid cards by the various central bank supervision, as fitness, beauty, supermarket membership card led by the Commerce Department regulation. Supervised by the Ministry of Commerce on “single-purpose prepaid card business management practices” and “single-purpose prepaid card distribution business and service standards” currently not introduced.